“Relentlessly strive for the best; as only the virtuous ones can bear the utmost burden”. We relentlessly pursue the principles of honesty and trust, we value our shareholders, borrowers, and our dedicated professional employees.
Since our inception in 2012, we have strategically planned a series of funds to gain market share in the Canadian mortgage market and give investors options to choose investments based on proper asset allocation strategies with an aim to achieve long-term wealth creation. The Gentai Residential Mortgage Fund (GREF) focuses on making prudent investments in mortgages that are secured by residential properties in Canada, including detached homes, condominiums, duplexes, multi-family properties, and other properties. GREF deploys investments into residential mortgages only, with a mandate for capital protection and monthly distribution. This diversified pool of residential mortgages will be concentrated in British Columbia, Alberta, and Ontario.
GREF was created to be a fundamental part of a well-diversified investment solution for investors. Since its establishment on June 1st, 2021, the trust has achieved a monthly distribution rate of 0.5%-0.5833%.
We have invested in a total of 314 mortgages, with a cumulative loan amount of $189.03 million. Our investors have received a cumulative dividend distribution of $3,848,098, consisting of 27 regular distributions and 1 special distribution at 0.51%. Despite the significant challenges of the past year, including global economic uncertainty, rising energy and food prices, mounting inflation, and the ongoing impact of COVID-19, we are thrilled to announce that we will still be distributing returns according to our new target rates of 7.00% simple interest and 7.22% compound interest, in September 2023.
Highlights for the quarter
- Mortgage portfolio of $53.51M
- The loan portfolio has an average loan-to-value (LTV) of 67.10%
- High-quality mortgage investment portfolio
GREF – Mortgage Portfolio Analysis – As of September 30, 2023
By Mortgage Loan-to-Value Ratio (LTV):
- As of September 30, 2023, the average loan-to-value (LTV) is 67.10%
By Geographic Location:
By Mortgage Type:
By Mortgage Interest Rate:
By Mortgage Position:
* There is no guarantee of performance. Past performance may not be repeated.
We wish to thank you for being our investors and giving us your trust and support. It is our sincere hope that you and your families stay safe in these difficult times. It is our duty and pleasure to provide you with a performance that gives you peace of mind and stability in your investments.
Gentai Capital Corporation (Vancouver)
#200 – 3600 No. 3 Road,
Richmond BC V6X 2C1
Lending Department Office
Unit 805, North Tower, International Trade Centre,
8400 West Road, Richmond BC V6X 0S7
#228-505 Highway 7 E
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