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Gentai Capital provides customized equity, conventional, and con­struction real estate finance to real estate owners, builders, and developers in British Columbia, Alberta, and Ontario.

Our sophisticated, service-oriented lending model enables us to fulfill borrowers’ different expectations: fast turnaround, flexible and customized solutions, common-sense underwriting approach that is not usually offered by conventional banks.

  • Loan amount: $500,000- $10,000,000
  • LTV: up to 75%
  • Payment: interest only, interest reserve available
  • Loan Position: 1st & 2nd
  • Terms: 12 months, first 3 months closed and open thereafter
  • Minimum Beacon: 620

Eligible Properties


  • Single family homes
  • Duplex
  • Fourplex
  • Townhouses
  • Apartment units


  • Urban areas of BC, AB, ON & QC
  • Suburban/rural areas are on a case-by-case basis

Single Family Home Construction

  • Loan amount: $100,000- $5,000,000
  • LTV: up to 75% based on as complete appraisal value
  • LTC: up to 75% based on construction cost
  • Payment: accrued interest to be deduced from next draw onwards
  • Loan Position: 1st & 2nd
  • Terms: 12 months

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