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At Gentai Capital, we prioritize the protection of investor capital while ensuring consistent income generation. With over 12 years of proven performance, our disciplined underwriting approach and expertise as fund managers have consistently delivered above-average returns.

Our commitment to rigorous risk management and strategic asset allocation ensures a stable and resilient investment portfolio, fostering trust and long-term relationships with our investors.

“Our Commitment: Safeguarding Capital, Delivering Steady Returns”

Investment Strategy

1

Due Diligence

Rigorous due diligence and credit analysis underpin investment decisions
2

Low LTV

Maintain a conservative risk profile by targeting loan-to-value ratios of 75% or lower
3

Monitoring

Proactive asset monitoring and robust default management protocols
4

Short Term

Strategic short-term loans (6-12 months) for risk mitigation and enhanced liquidity
5

Diversification

Diversified funds across asset classes, property types, geographies, loan sizes, and borrower profiles
6

Syndication

Large loan syndication with institutional partners for diversified risk exposure
7

Exit Strategy

Well-defined exit strategies as essential components of underwriting

Investors

Gentai Capital offers investors access to concentrated portfolios of fully secured residential and commercial mortgages, delivering attractive yields with managed risk.

Our funds, including Genesis Mortgage Investment Corporation (GMIC), Gentai Residential Mortgage Fund (GREF), and Gentai Commercial Mortgage Fund (GCOM), are concentrated by asset class, geography, and borrower profile to optimize risk management and return potential.

We focus on short-term mortgages to mitigate interest rate and market risks, ensuring consistent and predictable returns. Our seasoned team employs a disciplined approach to underwriting and strategic partnerships with institutional investors to reduce exposure on large commercial loans.

Since 2012, we have grown to manage over $400 million in assets, consistently delivering strong, risk-adjusted returns. Committed to transparency and excellence, Gentai Capital prioritizes capital protection, investment growth, and stable income, providing a reliable hedge against inflation and low correlation to public markets.

Borrowers

Gentai Capital specializes in providing tailored mortgage solutions to borrowers across British Columbia, Alberta, and Ontario. Our service-oriented lending model is designed to meet the diverse needs of borrowers, offering fast turnaround times, flexible and customized solutions, and a common-sense underwriting approach that traditional banks often can’t match. Whether you’re a homeowner, real estate investor, or developer, Gentai’s expertise spans the entire spectrum of residential and commercial real estate lending, ensuring we can cater to your specific requirements.

With a deep understanding of the Canadian real estate market and an innovative approach to credit solutions, Gentai Capital is a trusted partner for developers and investors across the country. We pride ourselves on creative structuring, effective underwriting, a quick approval process, and dependable execution.

By choosing Gentai, borrowers gain access to a lender who not only provides capital but also adds value through industry expertise and a commitment to building long-term relationships. Whether you’re looking to purchase, refinance, renovate, or develop real estate, Gentai Capital is equipped to support your financial needs with tailored, competitive mortgage solutions.

Start your investment journey with us

CONTACT OUR TEAM TODAY