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Gentai Commercial Mortgage Fund

This Fund invests in a diversified mortgage portfolio secured exclusively by commercial real estate (multi-family, industrial, retail, office, land, construction) to deliver a targeted yield of 8.25% - 9.25% while protecting investor capital .

100% of regular distributions can be earmarked to personal RSPs and TFSAs for tax-sheltered investing.

Experience

10+ Years

Proven Track Record

TTM Yield

8.25% – 9.25%

Per Annum

Fund Manager

Gentai Capital Corporation

Investment Mandate

Commercial Loans

Fund Summary

Fund Type:
Mutual Fund Trust
Eligibility:
Offering Memorandum, Accredited Investors
Registered Accounts:
RRSP, TFSA
Distribution Frequency:
Monthly
Unit Value:
$1.00
Redemption:
Quarterly
Investment Term:
18 months
Inception:
February, 2023

Our Other Funds

Gentai Capital Corporation offers two other funds in addition to our new GCOM fund: Gentai Residential Mortgage Fund (GREF) and Genesis Mortgage Investment Corporation (GMIC).

GREF invests in a diversified mortgage portfolio secured exclusively by residential real estate (predominantly detached homes, condominiums, duplexes and multi-family properties) to deliver a targeted yield of 5-7% while protecting investor capital. GMIC invests in residential and commercial mortgage loans secured by real estate in major urban centres in B.C., Alberta and Ontario. Since inception in 2012, it has generated an attractive yield for accredited investors through historically reliable quarterly distributions.

Gentai Residential Mortgage Fund (GREF)

GREF Portfolio Highlights
— December 31, 2022

Total Mortgage Portfolio:
$95 Million
Number of Mortgage Investments:
160
Average LTV Ratio:
70%
Percentage of Portfolio which are First Mortgages:
84.23%
Percentage of Portfolio which are Second Mortgages:
15.77%

GREF Performance

Since the trust was founded on June 1st,2021, we have invested in 293 mortgages in total with a cumulative loan amount of $181.10 million, yielding a cumulative dividend distribution of $ 2,342,917 made up of 18 regular dividends. We continue to gain the trust of more and more investors every month. GREF endeavours to build a national presence managing assets of $134.62 million and a mortgage portfolio of $95.91 million as of December 31, 2022.

Genesis Mortgage Investment Corporation (GMIC)

GMIC Portfolio Highlights
— December 31, 2022

Total Mortgage Portfolio:
$225 Million
Number of Mortgage Investments:
102
Average LTV Ratio:
62%
Percentage of Portfolio which are First Mortgages:
53.93%
Percentage of Portfolio which are Second Mortgages:
44.79%

GMIC Performance

Since the company was founded ten years and three months ago, we have been achieving stable and high returns (8.24% – 8.35%). We have invested in 653 mortgages in total with a cumulative loan amount of $857.99 million, yielding a cumulative dividend distribution of $ 66,077,035 made up of 41 regular dividends and 3 special dividends. We continue to gain the trust of more and more investors every month. GMIC endeavours to build a national presence managing assets of $239.52 million and a mortgage portfolio of $225.19 million for 679 shareholders.

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