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Gentai Commercial Mortgage Fund

This Fund invests in a diversified mortgage portfolio secured exclusively by commercial real estate (multi-family, industrial, retail, office, land, construction) to deliver a targeted yield of 8.25% - 10% while protecting investor capital .

100% of regular distributions can be earmarked to personal RSPs and TFSAs for tax-sheltered investing.

Experience

11+ Years

Proven Track Record

TTM Yield

10%

Per Annum

Value

$43.74 Million

Total Mortgage Portfolio

Ratio

66%

weighted average
loan-to-value

Fund Summary

Fund Type:
Mutual Fund Trust
Eligibility:
Offering Memorandum, Accredited Investors
Registered Accounts:
RRSP, TFSA
Distribution Frequency:
Monthly
Unit Value:
$1.00
Redemption:
Monthly
Investment Term:
18 months
Inception:
January, 2023

Mortgage Portfolio Highlights
— December 31, 2023

Total Mortgage Portfolio:
$43.74 Million
Number of Mortgage Investments:
14
Average LTV Ratio:
66%
Percentage of Portfolio which are First Mortgages:
58.57%
Percentage of Portfolio which are Second Mortgages:
33.15%

GCOM Performance

Since its establishment in 2012, Gentai has strategically planned a series of funds to gain market share in the Canadian mortgage market and offer investors various investment options based on proper asset allocation strategies to achieve long-term wealth creation. The Gentai Commercial Mortgage Fund (GCOM) aims to invest in mortgage investments to provide stable income to investors while preserving their invested capital. The GCOM will focus on investing in commercial mortgages only, with a mandate for capital protection and monthly distribution. This diversified pool of commercial mortgages will be mainly concentrated in British Columbia, Alberta, and Ontario. The Trust’s objective is to provide short-term structured financing solutions to commercial real estate investors by making prudent investments in mortgages that are secured by commercial real property in Canada, including retail, office, industrial, and construction properties, as well as residential properties consisting of five or more units.

GCOM was created to be an essential part of a well-diversified investment solution for investors. Despite significant economic challenges in recent years, including global economic uncertainties, rising energy and food prices, increased inflation rates, and the impact of ongoing central bank interest rate hikes, we launched GCOM in January 2023. As of December 31, 2023, GCOM’s assets under management (AUM) reached $45.60 million dollars, with a mortgage portfolio of $43.74 million dollars. We are pleased to announce that we will continue to distribute returns according to our new target rates of 10% simple interest and 10.47% compound interest, that was set in March.

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