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Canada’s all-purpose mortgage lender.

We provide real estate financing solutions to discerning real estate owners, builders, and developers in Canada, directly and through independent mortgage brokers.

Our proven, service-oriented lending approach—supported by specialized underwriting and servicing—enables us to support you with capital through all economic cycles.

But to us, lending is not just about money. It’s about taking the time to know you and your objectives. By doing so, we can be your all-purpose lender now and for the future.

“We provide real estate financing solutions tailored to your needs”

Commercial Lending

For land, development, construction, acquisition and repositioning, we are the dependable choice for bridge, term, mezzanine and A/B loan amounts

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Residential Lending

Equity take out, purchase and construction by way of conventional financing on single-family, multi family and condos.

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Why Borrow from Gentai?


Pure focus

We lend exclusively on real estate, making us single-purpose experts


Decision-making speed

We move more quickly than other large institutions


Tailored products across the risk spectrum

1st and 2nd charge conventional term, bridge, and mezzanine financing for purchase, refinance, construction, and renovation/repositioning


Broad lending appetite

Residential (single-family, duplex, fourplex, townhouses, rental apartments) and commercial (apartment, condominium, office, retail, industrial, hotel, land)


Attractive features

Competitive interest rates, interest-only mortgages, sensible LTVs


Dependable deployment

We lend with confidence to enable equity take outs, property acquisitions, construction, renovations and refinancings in Canada’s largest urban markets and in suburban/rural areas case by case