“Gentai” is a transliteration of the company’s name in Chinese, which is made up of two Chinese characters, “Jing” and “Tai”. The character “Jing” is taken from a line in the ancient Chinese poem collection “Book of Songs”, which reads “look up to the high mountains and take righteous paths”, while the character “Tai” is taken from a line in a Chinese book of divination “Jiao’s Thoughts on the Book of Changes”, which reads “being as secure as Mount Tai and always blessed with happiness and fortune”. Therefore, “Jing Tai” is a symbol of righteousness and stability, which reflects the culture of “the virtuous carrying the burden of the world” that the Company has been holding onto and the reliable returns the Company has been generating.
In 2012, Gentai Capital Corporation (GCC, formerly known as Genesis Capital Corporation) was co-founded by Tina Mu and Peter Yang. Both founders possess decades of local experience in financial services, real estate, and mortgage investments. Back then, when Ms. Mu was still a senior consultant at a Canadian bank, she noticed a gap between what investors and borrowers needed and what the Canadian financial institutions could provide. On the one hand, investors were seeking sustainable and higher returns. On the other hand, there was a strong demand in the real estate market for short-term loans which were difficult to obtain. To meet those needs and fill the gaps, Tina and Peter worked together and established Genesis Capital Corporation and its subsidiary, Genesis Mortgage Investment Corporation (GMIC) in BC.
After its establishment, GCC has been growing rapidly and steadily, providing customized construction, equity, and conventional real estate financing to qualified builders, developers, and real estate owners in British Columbia, Alberta, and Ontario. Borrowers appreciate Gentai’s well-developed loan structure, competitive rates, and rapid responses to policies and shifts in the markets. With the lending business booming, the Company has attracted more and more loyal investors who, in turn, have benefited from the high and stable returns, high-quality property security, and strict risk control protocols.
Gentai now has a team of more than 30 highly motivated and professional employees, 500 high net worth clients, and manages more than CAD $150 million. Having weathered market cycles and been through challenging economic environments, the “Gentai” brand has continued to be a destination for Investors and borrowers alike.