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Because Canadians need more housing, we are here to fund it.

Our country is the most open and welcoming in the world. As hundreds of thousands of newcomers land on our shores annually, they need housing of all kinds: single and multi-family, detached, semi-detached, townhouses, fourplexes and special use (including student and retirement residences).

Because we know demand is growing, and housing supply is short, we make it our business to lend to residential homeowners and those building new housing stock through tailored mortgage products.

This may include a 1st or 2nd charge mortgage used to finance a single home, or a portfolio of multi-unit residential properties. Whether you are in the market to finance a land purchase, construct a new home or a sub-division of homes, renovate an existing dwelling, or for equity takeout purposes, Gentai has you covered up and down the risk spectrum.

With Gentai, you can borrow with confidence by way of bridge, mezzanine, and conventional term mortgages in amounts from $500,000 to $10 million. As Canada’s all-purpose residential lender, we pride ourselves on providing capital quickly and expertly.

Are you a mortgage broker? Click below for our quick approval form!

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David Delice 

Business Development Manager, Ontario

[email protected]
Direct: 613-261-5075
Toll-Free: 1-855-982-6699

Sunny Rundhawa 

Business Development Manager, British Columbia

[email protected]
Direct: 236-333-8237
Office: 604-638-1580

Why Borrow from Gentai?

Pure focus

We lend exclusively on real estate, making us single-purpose experts


Decision-making speed

We move more quickly than other large institutions


Tailored products across the risk spectrum

1st and 2nd charge conventional term, bridge, and mezzanine financing for purchase, refinance, construction, and renovation/repositioning


Broad lending appetite

Residential (single-family, duplex, fourplex, townhouses, rental apartments) and commercial (apartment, condominium, office, retail, industrial, hotel, land)


Attractive features

Competitive interest rates, interest-only mortgages, sensible LTVs


Dependable deployment

We lend with confidence to enable equity take outs, property acquisitions, construction, renovations and refinancings in Canada’s largest urban markets and in suburban/rural areas case by case