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GREF – Mortgage Portfolio Analysis – As of December 31, 2023


“Relentlessly strive for the best; as only the virtuous ones can bear the utmost burden”. We relentlessly pursue the principles of honesty and trust, we value our shareholders, borrowers, and our dedicated professional employees.

Since our inception in 2012, we have strategically planned a series of funds to gain market share in the Canadian mortgage market and give investors options to choose investments based on proper asset allocation strategies with an aim to achieve long-term wealth creation. The Gentai Residential Mortgage Fund (GREF) focuses on making prudent investments in mortgages that are secured by residential properties in Canada, including detached homes, condominiums, duplexes, multi-family properties, and other properties. GREF deploys investments into residential mortgages only, with a mandate for capital protection and monthly distribution. This diversified pool of residential mortgages will be concentrated in British Columbia, Alberta, and Ontario.

GREF was created to be a fundamental part of a well-diversified investment solution for investors. Since its establishment on June 1st, 2021, the trust has achieved a monthly distribution rate of 0.5%-0.5833%.

Highlights for the quarter

  • Mortgage portfolio of $45.32M
  • The loan portfolio has an average loan-to-value (LTV) of 70.11%
  • High-quality mortgage investment portfolio

GREF – Mortgage Portfolio Analysis – As of December 31, 2023


By Mortgage Loan-to-Value Ratio (LTV):

  • As of December 31, 2023, the average loan-to-value (LTV) is 70.11%

By Geographic Location:

By Mortgage Type:

By Mortgage Interest Rate:

By Mortgage Position:

* There is no guarantee of performance. Past performance may not be repeated.

Gentai Capital Corporation (Vancouver)

#200 – 3600 No. 3 Road,
Richmond BC V6X 2C1

T: 604.638.1580
F: 604.630.7266
Toll-Free: 1-855-982-6699
Lending Department Office

Unit 805, North Tower, International Trade Centre,
8400 West Road, Richmond BC V6X 0S7

Toronto Office

#228-505 Highway 7 E

Thornhill, ON, L3T 7T1
T: 905-597-6606


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