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“Relentlessly strive for the best; as only the virtuous ones can bear the utmost burden”. We relentlessly pursue the principles of honesty and trust, we value our shareholders, borrowers, and our dedicated professional employees.

Since our inception in 2012, we have strategically planned a series of funds to gain market share in the Canadian mortgage market and give investors options to choose investments based on proper asset allocation strategies with an aim to achieve long-term wealth creation.

GREF was created to be a fundamental part of a well-diversified investment solution for investors. Since its establishment on June 1st, 2021, the trust has achieved a monthly distribution rate of 0.5%-0.5625%.

We have invested in a total of 299 mortgages, with a cumulative loan amount of $185.25 million. Our investors have received a cumulative dividend distribution of $2,986,738, consisting of 21 regular distributions and 1 special distribution at 0.51%. Despite the significant challenges of the past year, including global economic uncertainty, rising energy and food prices, mounting inflation, and the ongoing impact of COVID-19, we are thrilled to announce that we will be distributing returns according to our new target rates of 6.75% simple interest and 6.95% compound interest, starting from March.

Highlights for the quarter

  • Mortgage portfolio of $82.01M
  • The loan portfolio has an average loan-to-value (LTV) of 69.05%
  • High-quality mortgage investment portfolio

GREF – Mortgage Portfolio Analysis – As of March 31, 2023


By Mortgage Loan-to-Value Ratio (LTV):

  • As of March 31st, 2023, the average loan-to-value (LTV) is 69.05%

By Geographic Location:

By Mortgage Type:

By Mortgage Interest Rate:

By Mortgage Position:

* There is no guarantee of performance. Past performance may not be repeated.

We wish to thank you for being our investors and giving us your trust and support. It is our sincere hope that you and your families stay safe in these difficult times. It is our duty and pleasure to provide you with a performance that gives you peace of mind and stability in your investments.

Gentai Capital Corporation (Vancouver)

#200 – 3600 No. 3 Road,
Richmond BC V6X 2C1

T: 604.638.1580
F: 604.630.7266
Toll-Free: 1-855-982-6699
Lending Department Office

Unit 805, North Tower, International Trade Centre,
8400 West Road, Richmond BC V6X 0S7

Toronto Office

#228-505 Highway 7 E

Thornhill, ON, L3T 7T1
T: 905-597-6606


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