Gentai Capital Corporation (GCC) is once again named one of Canada’s Top-Growing Companies by The Globe and Mail, 4th time in the past 4 years!GCC is one of Canada’s fastest-growing companies with a 10-year track record of earning investors a consistent absolute above-average return, specializing in both residential and commercial mortgage national wide. We have established ourselves as a strong and conservative alternative investment firm.
We are well-positioned to grow into new markets and expand our offer of great alternative investments to investors as an asset manager and provide mortgage solutions to homeowners, developers, and real estate investors as a leading nonbank mortgage lender. We relentlessly pursue the principles of honesty and trust, we value our shareholders, borrowers, and our dedicated professional employees.
We work in a fluid and fast-paced environment that is in complete growth mode – we are looking for motivated, self-starters who have a passion to contribute to a great mission of achieving 1B AUM in 2027!
Here is an amazing opportunity to build your career journey with us to establish Gentai as a financial brand in Canada!
Come join us as our VP, Loan Syndication & Risk Management!
We are seeking a strategic real estate mortgage lending professional to join our lending team.
The successful candidate will lead the Gentai Risk Management Lending team to underwrite commercial and residential financing opportunities across Canada, including BC, Ontario and Alberta.
The successful candidate will lead the syndication and participation of the commercial loans with the business partners including but not limited to sourcing the business partners, structuring the loan, reviewing the underwriting package, presenting the loan to the business partners. He/she will also work with the Operation team for the special loans that are in default or foreclosure until each loan is repaid in full. This pivotal role in the company’s long-term success must have strong analytical, strategic planning and communication skills. Overseeing the underwriting team and reporting to the Executive Vice President, Lending, you are ready for a challenge and eager to seize opportunities with a company experiencing major growth!
This position will be located in Richmond, BC. Ready for a challenge? Apply now!
Responsibilities:
- Link long-range vision to support the team’s in-year business goals by establishing priorities and leading the underwriting team in developing people strategies to support sales results;
- Lead the team to syndicate, structure and negotiate profitable loans with the business partners in accordance with existing business plans, policies and procedures;
- Lead the team to prepare underwriting, term sheets and commitments and collect due diligence materials including underwriting requirements, pre-funding conditions and prepare, as applicable, loan participation agreements, inter-lender agreement and servicing agreements;
- Negotiate the terms and conditions of inter-lender agreements and participation agreements and servicing agreements;
- Organize, manage, train and facilitate the underwriting, collections and loss mitigation of residential, and commercial loans in accordance with company’s policies and procedures;
- Act as a strong and disciplined risk management leader – ensuring flawless and consistent execution of initiatives;
- Build and maintain a diverse workforce that mirrors the communities in which we do business. Leverage strong human capital planning to ensure the right people are in the right roles through;
- Provide with consistent performance management, staff development, coaching, mentoring, and succession planning;
- Oversee the hiring, training, engagement and development of staff including credit analyst, residential mortgage underwriter and support personnel;
- Recognize and reinforce team accomplishments by using existing organizational tools and programs as well as by finding new, creative and effective methods of recognition;
- Manage at a loan level to continually streamline, analyze, anticipate, improve profitability, promote staff cohesion and deliver superb client service related to all lending enterprises;
- Research proactively to develop, structure and implement new products, processes and procedures while considering and enacting associated regulatory and compliance requirements;
- Work with the team, monitor, on an ongoing basis, loans for compliance with the terms and conditions of the commitment letter and, in the event of variances, promptly execute corrective action with the oversight and direction of the Principal;
- Travelling might be required from time to time to attend industry conferences, to visit the business partners for syndication deals or special loans;
- Maintain a high touch relationship with high impact prospects within the market.
Requirements:
- University degree in business administration or equivalent.
- Minimum of 10 years of mortgage origination, underwriting, funding, syndication, servicing and monitoring experience in Canada.
- Exceptional interpersonal, oral and written communication skills with the ability to present ideas effectively to both individuals and groups;
- Self-driven; highly motivated and able to take the initiative required to achieve goals and objectives;
- Accredited Mortgage Professional or courses to satisfy provincial regulatory requirements;
- Experience with assessing and structuring residential, commercial and residential land loans.
- Familiarity with mortgage law, loan agreements and security agreements.
- Managerial Leadership
- Talent Development
- Negotiation Skills
- Strategic Market Analysis
- Professional business acumen, strong work ethics, high degree of honesty and integrity.
- Must be able to thrive in an extremely fast-paced, strong growth environment.
- Strong relationship building and management experience.
- Proficiency with Microsoft Office products
