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This investment is only for investors by way of a prospectus exemption such as the Accredited Investor exemption. This is not a solicitation for sale or purchase of security, without the appropriate exemption documents being provided to perspective purchasers. The information enclosed is for informational purposes only and is not a solicitation as to any investment product. This information is inherently limited in scope and does not contain all of the applicable terms, conditions, limitations and exclusions of the investment described herein. The indicated rates of return are the target annual total returns. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Distribution is not guaranteed and is not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the full amount of an investment in this security will be returned to an investor. Past performance may not be repeated.