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Vice President – Loan Syndication & Risk Management

 

Gentai Capital Corporation is one of Canada’s fastest-growing companies with an 11-year track record of earning investors a consistent absolute above-average return, specializing in both residential and commercial mortgages nationwide. We have established ourselves as a strong and conservative alternative investment firm and are well-positioned to grow into new markets and expand our offer of great alternative investments to investors as an asset manager and provide mortgage solutions to homeowners, developers, and real estate investors as a leading nonbank mortgage lender. Our growth can be attributed to a mindful approach and a remarkable team.

 

We work in a fluid and fast-paced environment that is in complete growth mode – we are looking for motivated, self-starters who want to contribute to a great mission! This is an amazing opportunity to join a company with rapid growth and plenty of opportunities to show off your skills.

 

Gentai is seeking an experienced, strategic real estate mortgage lending professional to join the lending team. The successful candidate will lead the Gentai Risk Management Lending team to underwrite commercial and residential financing opportunities across Canada, including BC, Ontario, and Alberta. The successful candidate will lead the syndication and participation of the commercial loans with the business partners including but not limited to sourcing the business partners, structuring the loan, reviewing the underwriting package, and presenting the loan to the business partners. He/she will also work with the Operations team for the special loans that are in default or foreclosure until each loan is repaid in full. This pivotal role in the company’s long-term success must have strong analytical, strategic planning, and communication skills. Overseeing the underwriting team and reporting to the Executive Vice President, Lending, you are ready for a challenge and eager to seize opportunities with a company experiencing major growth. This position will be located in Richmond, BC.

 

Responsibilities:

  • Link long-range vision to support the team’s in-year business goals by establishing priorities and leading the underwriting team in developing people strategies to support sales results;
  • Lead the team to syndicate, structure, and negotiate profitable loans with the business partners in accordance with existing business plans, policies and procedures;
  • Lead the team to prepare underwriting, term sheets, and commitments and collect due diligence materials including underwriting requirements, pre-funding conditions, and prepare as applicable, loan participation agreements, inter-lender agreements, and servicing agreements;
  • Negotiate the terms and conditions of inter-lender agreements, participation agreements and servicing agreements;
  • Organize, manage, train, and facilitate the underwriting, collections, and loss mitigation of residential, and commercial loans in accordance with company’s policies and procedures;
  • Act as a strong and disciplined risk management leader – ensuring flawless and consistent execution of initiatives;
  • Build and maintain a diverse workforce that mirrors the communities in which we do business. Leverage strong human capital planning to ensure the right people are in the right roles;
  • Provide consistent performance management, staff development, coaching, mentoring, and succession planning;
  • Oversee the hiring, training, engagement, and development of staff including credit analyst, residential mortgage underwriter, and support personnel;
  • Recognize and reinforce team accomplishments by using existing organizational tools and programs as well as by finding new, creative, and effective methods of recognition;
  • Manage at a loan level to continually streamline, analyze, anticipate, improve profitability, promote staff cohesion, and deliver superb client service related to all lending enterprises;
  • Research proactively to develop, structure, and implement new products, processes, and procedures while considering and enacting associated regulatory and compliance requirements;
  • Work with the team, monitor, on an ongoing basis, loans for compliance with the terms and conditions of the commitment letter and, in the event of variances, promptly execute corrective action with the oversight and direction of the Principal;
  • Travelling might be required from time to time to attend industry conferences, to visit the business partners for syndication deals or special loans;
  • Maintain a high-touch relationship with high-impact prospects within the market.

 

Requirements:

  • University degree in business administration or equivalent.
  • Minimum of 10 years of mortgage origination, underwriting, funding, syndication, servicing, and monitoring experience in Canada.
  • Exceptional interpersonal, oral, and written communication skills with the ability to present ideas effectively to both individuals and groups;
  • Self-driven; highly motivated and able to take the initiative required to achieve goals and objectives;
  • Accredited Mortgage Professional or courses to satisfy provincial regulatory requirements;
  • Experience with assessing and structuring residential, commercial, and residential land loans.
  • Familiarity with mortgage law, loan agreements, and security agreements.
  • Managerial Leadership
  • Talent Development
  • Negotiation Skills
  • Strategic Market Analysis
  • Professional business acumen, strong work ethic, and a high degree of integrity.
  • Must be able to thrive in an extremely fast-paced, strong growth environment.
  • Strong relationship-building and management experience.
  • Proficiency with Microsoft Office products

 

 

Grow your career with Gentai!  Please send your cover letter and resume to [email protected].  Thank you for taking the time to apply and should you be selected as a qualified candidate; we will contact you soon.