Gentai Capital provides customized construction, equity, and conventional real estate finance to the builders, developers, and real estate owners marketplace in British Columbia, Alberta, and Ontario.

Our sophisticated, service-oriented lending model enables us to fulfill borrowers’ different expectations: fast turnaround, flexible and customized solutions, common-sense underwriting approach that is not usually offered by conventional banks.

  • Loan amount: $100,000- $5,000,000
  • LTV: up to 75%
  • Pricing: Start from 6.99% + 1% fee
  • Payment: interest only, interest reserve available
  • Loan Position: 1st & 2nd
  • Terms: 12 months, first 3 months closed and open thereafter
  • GDS/TDS: NONE
  • Minimum Beacon: 620

Eligible Properties

Properties:

  • Single family homes
  • Duplex
  • Fourplex
  • Townhouses
  • Apartment units

Location:

  • BC (Lower Mainland, Victoria, Kelowna)
  • ON (Greater Toronto Area)
  • AB (Calgary & Edmonton)
  • Other cities in BC, On and AB would be considered on a case-by-case basis

Single Family Home Construction

  • Loan amount: $100,000- $5,000,000
  • LTV: up to 65% based on as complete appraisal value
  • LTC: up to 75% based on construction cost
  • Payment: accrued interest to be deduced from next draw onwards
  • Loan Position: 1st & 2nd
  • Terms: 12 months
  • GDS/TDS: NONE

Location:

  • BC (Lower Mainland, Victoria, Kelowna)
  • ON (Greater Toronto Area)
  • AB (Calgary & Edmonton)
  • Other cities in BC, ON and AB would be considered on a case-by-case basis

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